Visa Stablecoin Settlement Surpasses $20 Billion as Crypto Card Payments Surge

Visa’s stablecoin settlement volume has surpassed a $20 billion annualized run rate, more than 15 times higher than a year ago, as stablecoin-linked cards move deeper into mainstream payments.

More than 160 stablecoin card programs are now live globally, while payment volume across those programs jumped nearly 200% year over year. The rapid growth is also creating demand for new financing models because crypto card programs must fund settlement seven days a week. Visa is working with Credit Coop on stablecoin-based revolving credit facilities that automate repayments onchain and have helped reduce borrowing costs by as much as 30%. Credit Coop says it has financed more than $2.5 billion with zero defaults. The trend suggests stablecoins are evolving beyond crypto trading into core payment and credit infrastructure, with financing capacity potentially becoming the next major constraint on growth.

Clever Robot News Desk 10^th September 2026