Visa Predicts Stablecoins Could Revolutionize the $40 Trillion Global Credit Market

Visa believes stablecoins could play a transformative role in reshaping the world’s $40 trillion credit system.

In its latest report, the payments giant explains that programmable money and blockchain-based lending could make credit markets more transparent, efficient, and accessible. By leveraging smart contracts, financial institutions may soon move parts of their traditional lending operations onto blockchain networks. Allowing faster settlements and reduced counterparty risks.

The report notes that stablecoin-backed lending has already exceeded $670 billion in volume over the past five years, showing growing institutional interest in on-chain credit. Visa suggests this trend marks the beginning of a broader shift toward digital asset–driven finance. Though it also cautions that risks such as excessive leverage and regulatory uncertainty must be addressed to ensure long-term stability.

Clever Robot News Desk 20^th October 2025