EU Plans Pension Boost and Expanded Crypto Oversight Ahead of 2026

The European Union is preparing a year-end reform package aimed at deepening capital markets, expanding pension savings, and tightening oversight of fast-growing sectors such as crypto.

Financial Services Commissioner Maria Luís Albuquerque said the plan will introduce auto-enrolment pensions, tax incentives for savings, and steps to cut cross-border barriers in trading. Crucially, it could also give the European Securities and Markets Authority (ESMA) centralized supervisory powers over crypto asset service providers and key market infrastructures.

Dubbed the Savings and Investments Union, the initiative comes after warnings that Europe is lagging global financial reforms. Officials are also debating whether the digital euro should run on public blockchains like Ethereum or Solana, a decision seen as critical to Europe’s competitiveness against the U.S., which recently passed its first stablecoin law.

Clever Robot News Desk 21^th September 2025